![]() With this data, we created a rating methodology to score each home insurance company. We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home insurance companies against each other.We test customer service by talking to a company representative, finding out their hours of operation, and determining what technological features are available for customers.This tells us what a policy looks like and costs. We get a sample quote from the companies by either talking to a sales representative or by using the online quote tool.This allows us to determine what products and services are offered by each home insurance provider. We analyze the information on each company’s website.Here’s what that review process looked like: With that in mind, we created an objective rating system to score each home insurance company. This means earning your trust through transparency and having the data to back up our ratings and recommendations. As we live and work right here in Erie, we are always easy to contact when you need help.The This Old HouseReviews team is committed to providing comprehensive and unbiased reviews to our readers. If you are unsure, one of our friendly team members will be happy to review your current policy to determine if you are adequately protected. Call us to discuss your collectibles, jewelry, art, or other valuable pieces that must be separately covered. Whether you lose a valuable item through burglary, robbery, or loss, you want to be confident that you have the right valuable items insurance policy. Wouldn’t it be good to be confident that your valuable items insurance would pay out for these types of incidents? Jewelry can be lost in unexpected ways, such as falling off while swimming, never to be found, or a valuable gemstone falling from a ring. Your pieces, whether they are vintage, antique, or custom, may cost far more than your policy limits to replace. Items such as expensive pieces of jewelry may need to be covered separately, as your homeowners policy has a set limit of what will be paid out for stolen jewelry. To properly protect these collectibles, valuable items insurance should be put in place that names the specific collection or item, with a replacement value. Your specialized valuable collections will probably not be considered “typical household goods.” Some policies will include specific valuable items, but only up to a very small amount. Homeowners insurance covers the contents of your home – but are these valuable items included? That insurance covers items such as furniture, clothing, electronics, and other normal household goods. ![]() ![]() People love to collect, whether it is baseball cards, works of art, jewelry, art, glass, or something even more individual such as snuff boxes, plates, or figurines. Some insurance carriers allow you to add valuable items as a separate coverage to the policy called scheduled property, while others require a seperate valuable items policy. You may believe that your homeowners policy will cover the cost of replacing these items, but in some cases, you need to purchase valuable items insurance to protect against losses. Over a lifetime, most of us tend to acquire valuable items.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |